Why apply for a store card if you already own a Banking Credit Card?

1. You may need to keep your savings account clear of certain transactions. (clothing & grocery purchases)
2. You want to build a credit rating (for a house or car loan application in future).
3. You are interested in the stores merchandise, signing-up perks & general offers available to you.

Pick n Pay

Why Apply for a  Pick n Pay Store Credit Card?
Benefits:
– Additional Smart Shopper incentive (exclusive deals and unique customer specific savings).
– Highly competitive pricing whereby if your trolley could have been cheaper elsewhere, you could receive up to R50 in your next shopping experience at Pick n Pay. (general benefit of a Smart Shopper card holder).
– *Interest Free period (see terms and conditions of Pick n Pay Credit agreement).
– May* receive a bonus coupon voucher for opening a new account.
– Pick n Pay stores are easily located in most area’s. There are small Pick n Pay on-the-go type stores & bigger Pick n Pay Hypermarket stores available country-wide.

RCS Credit Card

RCS credit Card Benefits:
– Shop at any RCS approved store.
– up to 55 days interest free (1st Jan 2018 – Tc’s and C’s apply).

Dion Wired

Dion Wired  is arguably much more niche than the other RCS related stores.
The focus is on electronics (home & kitchen).
Benefits:
– Find electronic items not found at competitor stores.
– Have the option (at a cost) of an extended Warranty on purchased electronics.
– May* receive a bonus coupon voucher for opening a new account.
RCS Store.

Makro

Why apply for a Makro Store Credit card?
Benefits:
– Huge collection of electronics, kitchen, household and food products.
– Very Competitive prices on certain goods.
Big inventory in large warehouses (Ottery | Cape Gate | Montague Gardens).
– Makro offers UCount Rewards whereby you can earn a portion/percentage back of a purchased item and use that credit on something else at a later stage.
– May* receive a bonus coupon voucher for opening a new account.
– Have the option (at a cost) of an extended Warranty on purchased electronics.
RCS Store.

Game

Why apply for a Game Store Credit Card?
Benefits:
– Consumer first price promise (Game reserves the right to discount the retail price to match competitors)
100’s of Game Stores throughout South Africa.
– May* receive a bonus coupon voucher for opening a new account.
– Game stores are laid out so they never become overcrowded.
– Have the option (at a cost) of an extended Warranty on purchased electronics.
RCS Store.


Please ensure you read all terms and conditions prior to agreement of a credit solution. 
The process can be quick and easy and really benefit you in the short term.
Use your credit responsibly so that it can be a leisure to you and not a burden.